Terms of Use

The site is operated by Labdhi Wealth Care Pvt. Ltd., registered at 104 to 111, 1st Floor, Bhaveshwar Market, M. G. Road, Ghatkopar (East), Mumbai 400 077. "We", "us" and "Labdhi" refer to that entity throughout these terms.

This site describes services we offer and provides general information and illustrative tools. It is not investment, tax or legal advice, and it is not a recommendation to buy or sell anything. It does not take your circumstances into account, because it cannot — it is written for every visitor.

Advice happens in a conversation, after we have understood your position. Please see our Risk Disclosure for what each product can cost you.

The EMI, eligibility, prepayment and after-tax tools on this site are illustrations. They run on the assumptions printed alongside them and on the figures you enter. They do not constitute a quote, a sanction, an offer or a guarantee of any rate, amount or outcome.

Real numbers depend on the lender or issuer, your profile, the documentation, prevailing rates on the day and applicable tax. Expect them to differ.

We take care to keep rates, yields and product details current, but markets move daily and lender terms change without notice. Any rate, yield or product detail on this site is indicative and may be out of date by the time you read it. Confirm anything that matters with the desk before acting on it.

• Give accurate information when you contact us. Advice built on wrong inputs is wrong advice.
• Do not use the site unlawfully, or attempt to disrupt, probe or gain unauthorised access to it.
• Do not scrape, republish or resell content from this site without our written permission.
• Make your own assessment, and take independent tax or legal advice where it matters.

We link to other Labdhi properties and to third-party services such as WhatsApp. We are not responsible for the content, availability or practices of any site we link to. Following a link means that site's terms apply, not ours.

The Labdhi name and logo, the site's design, copy, and the calculators built for it are our property or used under licence. You may read and share links to the site; you may not copy the material for commercial use without permission.

To the extent permitted by law, we are not liable for loss arising from reliance on general information or illustrative tools on this site, from the site being unavailable, or from decisions you take without speaking to us first. Nothing in these terms limits liability that cannot be limited under applicable law, including liability for fraud.

These terms are governed by the laws of India, and the courts at Mumbai have exclusive jurisdiction over any dispute arising from them.

Questions about these terms: contactus@labdhi.in or +91 97022 77943.