Borrow on your terms.
We take your profile to the banks and NBFCs most likely to say yes, compare what each will actually charge, and handle the paperwork and follow-ups until the money lands.
What we arrange
Eleven products, one file.
You give us one set of papers. We read it against each partner's live credit policy and place it where it is most likely to be sanctioned.
Retail & Personal
5Home Loan
Up to 30 yrs · purchase, resale or construction
Loan Against Property
Raise against residential or commercial property you already own
Personal Loan
Unsecured · up to 60 months
Car / Vehicle Loan
New and used · up to 100% on-road
Education Loan
Domestic and abroad · with or without collateral
Business & MSME
6Business Loan
Term funding for expansion, equipment or working capital.
Overdraft / Cash Credit
A revolving limit against stock and receivables — pay interest only on what you draw.
Mudra Loan
Government-backed funding for micro and small enterprises under PMMY.
CGTMSE Loan
Collateral-free credit to MSMEs, guaranteed under the CGTMSE scheme.
Startup Loan
Early-stage funding structured around traction rather than balance-sheet history.
Construction Finance
Project funding for developers, released against construction milestones.
Rates shown are the lowest indicative rates available in the market as of August 2026, for the strongest borrower profiles. The rate you are offered depends on your credit history, income, the lender and the security provided — and it is the lender, not Labdhi, who sets it and decides whether to sanction at all. Business facilities are priced case by case. Treat all of this as a starting point for a conversation, not a quote.
Who we place with
Partnered with the best, to serve you the best.
One application, placed across 40+ banks, NBFCs and housing finance companies, so your file reaches the lender most likely to say yes.
Private Sector Banks
10
Public Sector Banks
10
NBFCs, Housing & Small Finance
10
Tools
Loan calculators
Plan before you borrow. Estimate EMIs and your eligibility in seconds — no signup needed.
EMI Calculator
Monthly EMI
₹22,493
Total interest
₹28,98,356
Total payment
₹53,98,356
Eligibility Calculator
Max affordable EMI
₹50,000
Indicative loan eligibility
₹55,57,248
Indicative only. Actual eligibility depends on credit score, employer, and lender policy.
Prepayment planner
What a little extra every month is actually worth.
Paying ₹5,000 extra each month on top of an EMI of ₹44,186
saves ₹14,52,427
and clears the loan 4y 5m early
You put in ₹9,35,000 extra over the life of the loan and take out ₹14,52,427 of interest you would otherwise have paid.
Without prepaying
20y
₹56,04,529 interest
With prepaying
15y 7m
₹41,52,101 interest
Assumes a fixed rate, no prepayment penalty and that the extra amount goes straight to principal. Floating-rate home loans to individuals generally carry no prepayment charge in India; fixed-rate and business loans often do. Check your sanction letter — we will read it with you.
From enquiry to disbursal — in 4 steps.
01
Share your need
Tell us amount, tenure and purpose.
02
We shortlist
Best 3 lender offers, side-by-side.
03
Paperwork done
Our team handles docs and follow-ups.
04
Disbursal tracked
From sanction to credit, you see every step.
Get started
Tell us the number you need.
Send us the amount, the tenure and what it is for. We come back with the shortlist of lenders most likely to say yes to your profile — and what each one will actually cost you.
No credit check happens at this stage, and nothing is submitted to a lender without your say-so.